Safeguard against the unexpected.

Insurance Coverage

Peace of mind: Perhaps nothing is more priceless. That’s why Arlington Community Federal Credit Union offers our members a variety of insurance programs to protect major purchases—and the people you love.

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Payment Protection Plans

Most of us pay at least one loan every month: Whether it’s a car or home equity loan, a personal loan or a credit card. If yours is with ACFCU, optional payment protection can help ensure that loan doesn’t become a financial burden for your family if you are unable to work due to an accident, illness, or even death.

Call 703-526-0200 x2

FEATURES & BENEFITS

  • Provides peace of mind
  • Maintain your standard of living
  • Protects your loan’s collateral (e.g., your car)
  • Premium is the same for all borrowers
  • Complements existing coverage—pays even if other insurance in force
  • Begins the same day as the loan
  • Requires no physical exam

GAP Advantage with PowerBuy™

A totaled car is not a total loss when you have GAP Advantage with PowerBuy on your car loan

If your car suffers a total loss or is unrecoverable because of theft, GAP Advantage with PowerBuy can pay up to the remaining balance of your car loan after an insurance payout and provide you with additional money to finance your next car with us—for as little as $499.

Call 703-526-0200 x2

FEATURES & BENEFITS

  • Eliminates or reduces out-of-pocket expenses for the remaining loan balance after the insurance settlement
  • Enables you to purchase a replacement car sooner because there is little or no carryover balance
  • Provides $1,000 if you finance your replacement car with us after a total loss
  • Reduced price compared to car dealers—as little as $499
  • Allows the cost to be financed with the loan
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Major Mechanical Protection

Major Mechanical Protection (MMP) can protect you against the expense of costly future repairs. The total cost of MMP is often far less than the cost of a single repair. Pay for this protection once, and in most cases, you will not have to pay anything more than a small deductible should a breakdown occur. To learn more, review our Major Mechanical Brochure.

Call 703-526-0200 x2

Features & Benefits

  • Protect against costly repairs
  • 24/7 roadside assistance: (Response time approx. 30 min)
  • Towing service
  • Mechanical first aid
  • Tire, battery and lockout services

  • Accidental Death and Dismemberment

    Take advantage of this free $1,000 policy that pays out in the event of your death—or protect your family with something more substantial.

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  • Auto Insurance

    It’s important to protect your car, truck or specialized vehicle with the right policy so that you can avoid exorbitant out-of-pocket costs in the case of an accident.

    Arlington Community Federal Credit Union members have access to discounted auto insurance through the Travelers Auto Insurance Program. See how much you could save today and if you qualify for additional discounts by calling Travelers at 1-888-201-3047. Learn more including details and legal disclosures or get a free quote online by clicking learn more below.

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  • Disability Coverage

    Earn a portion of your income each day you are injured, ill or unable to work. Maintain your lifestyle while you recover.

  • Group Term Life

    Cover your employees with a term life plan that makes an attractive addition to any benefits package.

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  • Homeowners Insurance

    It’s important to protect your home with the right policy. Customize your coverage to account for the size, land value and special features of your property.

    Arlington Community Federal Credit Union members have access to discounted home, condo, and renters insurance through the Travelers Home Insurance Program. See how much you could save today and if you qualify for additional discounts by calling Travelers at 1-888-903-2668. Learn more including details and legal disclosures or get a free quote online by clicking learn more below.

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  • Hospital Accident Insurance

    Earn daily cash benefits for hospital stays and outpatient emergency treatment—no medical exams, tests or investigations necessary.

  • Life Insurance

    Not everyone carries the same type of risk or has the same goals. That’s why we offer a variety of life insurance options—whole, term, variable, and universal—to meet your specific needs. Speak to a financial adviser for more details.

  • Long-Term Care Insurance

    Help with the costs of nursing home care and home health for individuals 65+ suffering from chronic disabling conditions. Speak to a financial adviser for more details. 

  • Recuperative Care Insurance

    Earn daily cash benefits for accident- or illness-related hospital stays, paid directly to you—and not the insurer.

The Fine Print

Your purchase of Payment Protection is optional. Whether or not you purchase Payment Protection will not affect your application for credit or the terms of an existing credit agreement you have with us. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under Payment Protection. You should carefully read the contract for a full explanation of the terms.

Your purchase of GAP Advantage with PowerBuy is optional. Whether or not you purchase GAP Advantage with PowerBuy will not affect your application for credit or the terms of an existing credit agreement you have with us.

There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP Advantage with PowerBuy. You should carefully read the contract for a full explanation of the terms. GAP Advantage with PowerBuy is considered insurance coverage in some states.

Auto loans are eligible for GAP Advantage with PowerBuy if policy is purchased within one year of loan origination date.

© 2015 SWBC. All rights reserved. 3340-408 0115. Administered by SWBC. License #2870.

Your purchase of Major Mechanical Protection is optional. Whether or not you purchase Major Mechanical Protection will not affect your application for credit or the terms of an existing credit agreement you have with us.

Deductible not required for any Value-Added Benefits. There is no cost to you for any of the Value-Added Benefits. Plans are available for most new and used domestic and imported vehicles. Speak to a loan adviser for vehicle eligibility criteria and more details